The modellers
Choose the level of detail that suits you
Every tier builds on the last. We do things differently round here: not everyone needs every feature, so we believe you should pay for what you need and what you use. That means we can be really competitively priced, because we know many people will need our help year in, year out.
Not sure which one you need? Get help to CHOOSE — answer a few questions about your NHS pension and what you are trying to work out, and we will show you the tier and options that fit, what they cost, and why.
| Tier | Self-service | with PLUS | Concierge | Concierge + PLUS |
|---|---|---|---|---|
| Bronze | £50£41.67 | — | — | — |
| Silver | £100£83.33 | £200£166.67 | £250£208.33 | £350£291.67 |
| Gold | £150£125.00 | £250£208.33 | £300£250.00 | £400£333.33 |
| Platinum | — | — | £400£333.33 | £500£416.67 |
Platinum is only available with concierge included. Optional add-on for Silver and above: a 30-minute Teams call with a specialist medical accountant from Forvis Mazars, a member of AISMA — £250£208.33. A complexity surcharge of £50£41.67 applies to complex concierge cases. Prices shown includeexclude VAT.
Bronze
- Pension growth for 1995, 2008 & 2015
- Reckonable pay calculations (2008)
- GPs, consultants, residents, SAS & other NHS staff
- 24/25, 25/26 & 26/27
- Save & retrieve unlimited scenarios in our new Scenarios app
Silver
- All Bronze features
- Calculate if you have an AA charge
- Basic tapering calculations
- Navigating the £100k tax trap
- Save & retrieve unlimited scenarios in our new Scenarios app
Gold
- All Silver features
- Advanced tapering analysis & mitigations
- 'Scheme pays' cost analysis
- Scheme pays paperwork — your official election form filled in from your modeller
- Save & retrieve unlimited scenarios in our new Scenarios app
Platinum
- All standard Gold features
- Forward modelling to partial/full retirement
- Scheme pays loans, past & future
- Income vs key thresholds incl. state pension
- Model promotions, salary sacrifice, increments
- Platinum is only available with concierge included
- Save & retrieve unlimited scenarios in our new Scenarios app
PLUS is not available with Bronze — it starts at Silver.
- Everything in the Silver modeller
- Add your own documents — payslips, 05, RPSS, PSS, HMRC, TRS/ABS — and refresh as often as you like
- 2 personalised video credits — a video talking through your Silver numbers ⓘ see an example
- Everything in the Gold modeller
- Add your own documents — payslips, 05, RPSS, PSS, HMRC, TRS/ABS — and refresh as often as you like
- Scheme pays break-even analysis
- 3 personalised video credits — videos talking through your Silver & Gold numbers ⓘ see an example
- Everything in the Platinum modeller
- Add your own documents — payslips, 05, RPSS, PSS, HMRC, TRS/ABS — and refresh as often as you like
- 5 personalised video credits — videos talking through your Silver, Gold & Platinum numbers ⓘ see an example
▶ See an example video in action
This is a Gold example. The Silver, Gold and Platinum videos are different and complementary — more on that below. Your video talks through your numbers — your pay, your pension, your tax position — not a generic walkthrough with someone else’s figures in it.
It isn’t AI generated nonsense. Every video is scripted by our experts around your actual figures, then recorded. That is why it can tell you what your numbers mean and what to do about them, rather than simply reading them back to you.
Run the scenarios you actually care about. Change your assumptions in the modeller — a promotion, going less than full time, salary sacrifice, retiring earlier — and get a video talking through that exact scenario, subject to the video credits you hold.
What one video credit gives you
Each credit covers recording a video (watching your videos back doesn’t consume your credits) at every tier you hold, not just the top one. On Platinum, a single credit gives you all three:
- Silver — annual allowance basics, your marginal rates, the £100,000 tax trap, and SIPP cost analysis.
- Gold — scheme pays, and how tapering applies to you.
- Platinum — your predicted future salary including any changes you want modelled (salary sacrifice, increments, promotion, stepping down), your pension prediction, your future taxable pay and how it interacts with the tax thresholds, and your predicted net weekly pay against your own target.
Extra video credits
- £8 each
- Buy 3, get 1 free — 4 videos for £24
- Buy 5, get 2 free — 7 videos for £40
Concierge (add-on)
A hands-on expert check of your figures. Officers and complex cases especially benefit — we routinely catch backpay and data errors before they cost you.
Concierge does not routinely include the personalised videos. PLUS can be added alongside it, so you can refresh your concierge-produced modeller with new documents as often as you like and get access to the videos.
PLUS (add-on)
Automatic document upload and reading — TRS, PSS, payslips and more — populating your modeller in seconds, as often as you like.
The personalised videos come with PLUS. Each tier has its own PLUS package — see Silver PLUS, Gold PLUS and Platinum PLUS above. ⓘ see an example
Release schedule
| When | What | Detail |
|---|---|---|
| Wednesday 19 August 2026 | Go live — modellers, PLUS and routine concierge ✓ Live | General modeller release: the 26/27 modellers went live, timed for NHSBSA updating the TRS for 25/26. Initial release of PLUS: upload your own documents and refresh your modeller as often as you like. Routine concierge opens: non-GPs in England, Scotland and Wales. Turnaround initially one month from receipt of all required documents (for Silver concierge, Gold concierge, or for processing the concierge element of Platinum with included concierge). Concierge is for members with no gap in service since April 2022; who have not retired or partially retired and are not retiring in 26/27; and who have a TRS or annual benefit statement (in Scotland, an ABS-RSS) or a manual pensions estimate. |
| Saturday 12 September 2026 | PLUS and concierge extended ✓ Live | Northern Ireland: non-GPs in Northern Ireland added to PLUS and concierge. Tax returns and SA302s: added for all members. Practitioner dynamising sheets: added to PLUS. |
| Wednesday 14 October 2026 | Complex concierge opens (£50 surcharge) | One-month turnaround from receipt of all required documents. Same groups as routine concierge, but for those who have had a gap in service or in pension contributions since 2022 — or since 2015 for 2008 Scheme members. |
| Towards the end of the 26/27 tax year | Bespoke concierge | For cases the routine and complex services do not cover. Intended for GPs; for those who have retired or expect to retire in 26/27; and for other special circumstances, including members subject to a pension sharing order. |
Discuss your modeller with a senior medical accountant from an AISMA accredited firm (add-on)
with
A 30-minute Teams call with a specialist medical accountant from Forvis Mazars, who will review your GPFT modeller (once you complete it, or with concierge) in advance. £250 per call (£208.33 + VAT). Not sure yet? You can also purchase this in the future as an add-on.
NHS pensions and pension tax can be complex. Discuss your GPFT modeller with a fully qualified specialist medical accountant (Director or Associate Director) during a 30-minute Teams call. Your accountant will review your completed modeller in advance, and you can choose from available appointment slots (subject to availability). Forvis Mazars is a leading specialist medical accounting firm and a member of AISMA. Their expert medical accountants support over 2,000 medical professionals, providing expertise across NHS pensions, tax, accountancy and their chartered financial planners support medical professionals across the country with NHS pension planning, including retirement and wealth planning considerations.
Meet your Forvis Mazars experts
Calls are taken by our team of specialist medical accountants.
Kieran Hancock is a Director in the Healthcare team at Forvis Mazars, supporting healthcare clients across the UK. With over 10 years' experience and qualifications including AAT, ATT, ACCA and CTA, he specialises in medical accounts, tax and NHS pensions for primary and secondary care professionals. Kieran leads the firm's Annual Allowance and McCloud services and is an Executive Board Member of the Association of Independent Specialist Medical Accountants (AISMA), where he also chairs the Next-Gen Committee.
Colin is an Associate Director in the Healthcare team based in Forvis Mazars' Edinburgh office. An ICAS-qualified accountant with over 10 years' healthcare experience, he advises medical professionals across Scotland on their accounting, tax and pension affairs. Colin has particular expertise in NHS pension schemes, with a strong focus on the Scottish Public Pensions Agency (SPPA) and the administration of NHS pension benefits in Scotland.
Alex is an Associate Director in the Healthcare team at Forvis Mazars, based in Manchester. A Fellow of the ACCA, he advises medical professionals across the North of England on their accounting, tax, pension and business affairs. With over 20 years' healthcare experience, Alex has developed particular expertise in the tax implications of the NHS Pension Scheme, specialising in this area for more than a decade.
Booking terms & cancellation
When you purchase this add-on, you agree to our terms & conditions. After you complete your modeller with either self-service, PLUS or concierge, you will be given access to our booking service to choose from an available slot with one of our experts. You will be expected to arrive promptly at the start of your call. Our expert will wait 10 minutes if you are not present, and if there is a no-show the call will be ended. Calls can be cancelled with a free rebooking up to 24 hours before the start of your call. Calls cancelled with less than 24 hours’ notice, or no-shows, will be subject to a rebooking fee of 30%.
Calls are provided for information purposes only and do not constitute tax, financial or investment advice.
Register first, purchase a call with your modeller — if you have already registered, use your custom purchase page in the emails to you.
